Two well worn bills arrived at the Federal Reserve Bank to be retired – a twenty and a one. As they traveled down the conveyor belt, they struck up a conversation. The twenty reminisced about the interesting life he had, traveling all over the country. “I’ve been to the finest restaurants, Broadway shows, Las Vegas , Atlantic City ,” he said. “I even want on a Caribbean cruise. Where have you been?”

“Oh,” said the one dollar bill, “I’ve been to the Methodist church, the Episcopal church, the Lutheran church.”

“What’s a church?” asked the twenty.